Dear Clients,
You may or may not have noticed that for the past year and three months, I have written my commentaries on down days, almost exclusively. Which explains why, in 2008, I sent you over seventy messages.
These commentaries have been my attempt to help you understand that the market and the economy move cyclically, and to offer you a longer-term perspective than that expressed through the media. I have said many times in these messages that the human condition is such that we tend to believe that whatever is happening today will continue to happen forever (the media coverage of the market and so much of the
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