A good friend recently sent me the following text:
"Marty, do you have any idea how stupid I'm gonna feel in the moment of death if I go before I retire?!? All those years of saving and for what?!? Just another perspective that I dare you to write about........ Could be a fun and humorous article."
Fun and humor aside, this is indeed a commentary-provoking topic. So here goes:
In all my years as an advisor (I