In today's audio I reference John Templeton's famous quote "bull markets grow on skepticism", and while skepticism indeed characterizes much of the sentiment around today's stock market, I must remind you that bear markets are inevitable, essential (no reward without risk) and unpredictable. The secret to sanity is asset (equity and income) allocation, diversification (within asset classes) and discipline (sticking with your long-term plan through market cycles)...
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