Charts of the Day: A Look At Delinquency Rates

Thought I'd share some of the data I'm gathering for an upcoming presentation.

You've heard herein that the consumer remains in pretty good shape; virtually everywhere else you're hearing that he/she's in great shape.

Well, I'm sticking with the "pretty good", although when we're talking the latest reading on mortgage delinquencies (save for the slight uptick during the last reported quarter) I'd indeed say "great shape!"

Click each insert below to enlarge...



However, when it comes to auto loan delinquencies, I'd have to definitely say the consumer's looking "not so good."



With regard to credit card delinquencies, we can say "good", but not I'm liking the trend of late:



So "pretty good" it is...